Ride-share services have become a convenient part of daily life in California. However, Uber and Lyft drivers are as vulnerable to car accidents as people who drive their vehicles. Knowing what to do if injured in a Lyft accident can help you and your family in a critical situation. If you get into an accident with Uber or Lyft, here’s what you need to do;
Call the Police
The police are the first party you should call after a car accident, even if there are no injuries, as they will be the ones documenting the incident. This documentation is vital in lawsuits or insurance claims. In addition, having an officer at the scene of the accident can help protect your legal rights because it means he’s the person who can confirm that you, as a passenger, were uninvolved with the cause of the accident. Otherwise, the driver may blame you for the accident, and you may have no way to prove otherwise other than your word.
Get Medical Attention
After an accident, it’s a good idea to get a checkup if you have sustained injuries that could affect you later. For instance, whiplash from an accident can cause pain that may become noticeable days or weeks later. Getting immediate medical attention is also sound from a legal perspective. A medical report that documents all your injuries may be helpful if you decide to pursue the path of litigation.
Take Photos of the Scene
It’s important to have pictures of the vehicles and the accident scene. Many insurance companies and attorneys use these photos as evidence. It would help if you also took photographs of the surrounding area, including road conditions or nearby landmarks. Make sure to document the time and location of your photos. The more details you can convey about the accident, the better. Courts always work on tangible, undeniable proof. So make sure to collect as much photographic evidence as you can.
Gather All the Information Possible
Gather the following information from the ridesharing driver, as well as the other drivers involved in the collision;
- Name of the driver(s)
- Contact information
- Insurance information
- The license plate number of all vehicles in the accident (including make, model, etc.)
- Contact information of the witnesses
The more facts available at your disposal, the better prepared you to work with lawyers and insurance companies.
Report the Accident
Suppose you have been involved in an accident with a ride-share driver. You need to: (1) inform their employer company immediately; and (2) make a report to your insurance company. Since Lyft and Uber both carry liability insurance covering personal injuries and property damage, it’s best to contact them directly. A driver’s car insurance policy is not likely to pay when the driver is acting for-profit. To ensure you get your claim payout, be ready to submit the police report and photos as soon as possible.
Get Yourself a Lawyer
Like any for-profit organization, ride-share companies are ultimately concerned with taking care of themselves and their driver, especially after an accident. If you get caught in a car crash while riding a ride-share vehicle, find an attorney who has experience handling ride-share insurance claims to make sure that your well-being is represented.