saving money

3 Tips to Teach Your Child to Manage Their Money

3 Tips to Teach Your Child to Manage Their Money

Kids want money as soon as they correlate how adults use money to purchase the things they want. They begin to get big ideas on what they’d like to spend money on. The only problem is that kids aren’t exactly trained in the fine art of money management. When left to their own devices, they would spend their money the same day they get it. This leaves many parents searching for "tips to teach your child to manage their money". How to teach your child to manage their money When it comes to teaching children money management, we need to be able…
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A 5-Step Budgeting Tips Guide (That ANYONE Can Follow)

A 5-Step Budgeting Tips Guide (That ANYONE Can Follow)

Budgeting Spending more than their monthly income is the reason many people are falling into debt. To reverse this bad habit, creating a personal budget should be your priority.  Budgeting is the process of creating a plan on how to spend your money. There are two main reasons why you should create a budget: To help you manage how much you earnTo help you figure your spending habits.  An effective budget requires an honest evaluation of your financial capacities. Besides helping you avoid piling on debt, budgeting also helps you allocate funds for essential things like insurance, emergency fund, and…
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41+ Products that will Save You Money the Year!

41+ Products that will Save You Money the Year!

Did you know that there are products that will save you money?  These products can save you anywhere from a few dollars to a few thousand dollars.  Combined, they can be life-changing for your family’s budget.  Check out this list of smart products to buy that will save you money. These are all products we use in our home and have made a huge impact on our finances.     Being a mom of four special needs children, I am always looking for ways to save money.  I would say that I am pretty frugal and thrifty, though I am sure…
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Utility Bills 101: Save Money on Utilities by Maximizing your Resources

Utility Bills 101: Save Money on Utilities by Maximizing your Resources

Families aren’t cheap, neither are utility bills, following are tips to help cut costs. Simply saving on your utility bills can help you put together financial packages for your young ones. Additionally, through careful managing of such recurrent bills, you can even make money—imagine turning a regular utility bill into $21k over twenty years? Here we’ll show how to Save Money on Utilities. Monthly Averages, Potential Savings Maximizing Resources Everyone has a distinct living situation. This writing will look at averages—these may be lower or higher than your monthly costs, so be sure to take that into account. That said,…
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Do loads of laundry without spending loads of cash

Do loads of laundry without spending loads of cash

Do loads of laundry without spending loads of cash If your anything like me, there is currently at least one pile of laundry waiting for you.  In my case, there may be like 4… Laundry is an inevitable and it isn’t cheap!  Take it from a mom of four, laundry is a cost that I am always trying to get down!  So how do you do loads of laundry without spending loads of cash? There are a ton of very creative tips out there, but I’m all about using the most effective ones only!  Check out our best tips on…
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