Christmas Gift Planning – Saving Money & Finding Deals for Christmas

Learn How to Save Money and Find Deals for Christmas this year!

It’s official, kids are back in school.  This is the time of year I really start putting money away for Christmas, and looking for great deals to get discounts on toys.  I know September may seem early, but have you ever tried to shop the on Christmas Eve?  Not fun and not cheap!  

With four kids, even a small budget per child still adds up.  Though our oldest is a teenager (who wants clothes & electronics!), our three youngest are still into toys.  If you’ve shopped for toys anytime recent, you know those things aren’t cheap!

For our children, we only buy new toys on Christmas and Birthdays.  The rest of the years we find cool things at the thrift stores that they love just the same.  So I do want Christmas to be a big deal, even on a small budget.

So here are few of my top tips for Saving Money and Finding Deals for Christmas:

Christmas Gift Planning – Saving Money & Finding Deals for Christmas

If you are trying to find those perfect gifts, or money to buy them with, here are the tips to help you with finding deals for Christmas!

Knowing how to find the deals:

There are so many stores out there, each with their own sales cycles.  To top that off, many stores like Target have one day deals around the holidays!  It’s next to impossible for most parents to scour the each website to find the best price for each toy.  

In order to find the best deals, you need the advice of an expert at your fingertips.  Whether its purchasing a Lego Advent Calendar or learning how to coupon, Laura at PrintableCouponsAndDeals has you covered!

Know EXACTLY what toys you are looking for

This one sounds simple, but this is a key tip for saving money for Christmas.  One of the easiest ways to waste money is to not have a set list.  You wind up seeing something on sale you weren’t planning on buying, and you spend so much more than planned! 

If you are looking to buy legos and you happen to find some lego deals, by all means buy it.  But if you see a sale on video games and that isn’t on your list, skip it!

Sticking to your list (and checking it off as you go) will keep your budget in check!

Buy Toys on Clearance Through the Year

If you’ve ever wandered the isles of target, you’ll find end caps in every department full of clearance!  If you know your child wants chubby puppies for Christmas and you see one at 70% in August/September, grab that deal!  

Target isn’t the only store that has regular clearance.   Walmart has an entire isle (or three lol) of clearance!  Just remember to keep that list on your phone or in your wallet.  It’s only savings if it’s something you would have bought either way.

Earn Gift Cards to Pay for Christmas

This has been my secret for years on being able to afford Christmas at all!  There have been years that had we not had those gift cards, the kids would not have had Christmas.

There are several sites out there to earn money, but my favorite (and where I’ve earned the most!) is Swagbucks!  You can earn gift cards from so many different ways!

The easiest is by attaching your debit/credit card to Swagbucks.  It’s not a have to by any means, but definitely an easy way. You automatically earn points at all sorts of places.  If it is on their list, it automatically applies to your account!

The other ways are things like games, survery questions, trivia, shopping (money back), watching videos, and more!  You even get a bonus $3 for the first $3 in points you earn!

You can sign up (it’s free and you earn money!) here:  Sign up for Swagbucks and Start Earning Today!

Christmas Gift Planning – Saving Money & Finding Deals for Christmas

With these tips, you’ll be well on your way to saving money and finding deals for Christmas.  What is you best tip?  Let us know in the comments below!


Alicia Trautwein is an autism parenting coach living in Missouri. She is the creator behind The Mom Kind, a website dedicated to parenting neurodiverse families.  She is featured in the "Amazing Moms" coffee table book by Hogan Hilling & Dr. Elise Ho.  She shares her expertise along with her experience in parenting children, both with and without autism.

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