Saving Money

Practical Ways to Save Money. Say goodbye to debt. Monthly debt payments are the biggest obstacle to saving money. Cut down on groceries. Buy generic. Cut ties with cable. Save money automatically. Spend extra or unexpected income wisely. Reduce energy costs.

A 5-Step Budgeting Tips Guide (That ANYONE Can Follow)

A 5-Step Budgeting Tips Guide (That ANYONE Can Follow)

Budgeting Spending more than their monthly income is the reason many people are falling into debt. To reverse this bad habit, creating a personal budget should be your priority.  Budgeting is the process of creating a plan on how to spend your money. There are two main reasons why you should create a budget: To help you manage how much you earnTo help you figure your spending habits.  An effective budget requires an honest evaluation of your financial capacities. Besides helping you avoid piling on debt, budgeting also helps you allocate funds for essential things like insurance, emergency fund, and…
Read More
Utility Bills 101: Save Money on Utilities by Maximizing your Resources

Utility Bills 101: Save Money on Utilities by Maximizing your Resources

Families aren’t cheap, neither are utility bills, following are tips to help cut costs. Simply saving on your utility bills can help you put together financial packages for your young ones. Additionally, through careful managing of such recurrent bills, you can even make money—imagine turning a regular utility bill into $21k over twenty years? Here we’ll show how to Save Money on Utilities. Monthly Averages, Potential Savings Maximizing Resources Everyone has a distinct living situation. This writing will look at averages—these may be lower or higher than your monthly costs, so be sure to take that into account. That said,…
Read More
Financial Tips for New Parents

Financial Tips for New Parents

When you first enter adulthood, often your only thought for financial planning is a small savings account. Once you bring a child into the world, your financial picture changes dramatically. There are a ton of new expenses and concerns. While there may be surprise costs throughout their childhood, there are ways to be prepared. The secret to avoiding undue stress is getting your finances organized. Check out this great list of financial tips for new parents. Financial Tips for New Parents | Saving for the Future Prepare a Detailed Budget  The first step in financial planning is understanding your income…
Read More
How to Teach Financial Literacy for Kids

How to Teach Financial Literacy for Kids

Parenting certainly comes with a host of responsibilities. Not only do you need to keep them happy and healthy, but you also need to make sure that they are getting a great education. One important teaching moment parents often forget is on finances. Learning about money can start as early as preschool, and these lessons last a lifetime. Keep reading to learn how to teach financial literacy for kids. How to Teach Financial Literacy for Kids If you want your kids to be financially independent when they grow up and stay away from the terrible trap of debt, it is…
Read More
11+ Ways to Save Money on Household Bills and Monthly Outgoings

11+ Ways to Save Money on Household Bills and Monthly Outgoings

As a homeowner, there are lots of things to consider when it comes to monthly budgets and outgoings and to leave yourself with more disposable income. It’s essential to review your outgoings regularly.  Otherwise, you could find yourself paying out much more than you should be.  You have to learn how to save money on household bills. In this article, we discuss some of the ways you can save money on household bills and monthly outgoings.  Some of the tips may take initial investment; however, they will have long-term benefits. Ways to Save Money on Household Bills and Monthly Outgoings…
Read More
10 Essential Money Management Lessons To Benefit Your Kids

10 Essential Money Management Lessons To Benefit Your Kids

10 Essential Money Management Lessons To Benefit Your Kids School teaches your children many things, but money management isn’t one of them. Their only chance of learning about financial matters and being financially responsible at a young age would be you, their parents. Your children are never too young to be exposed to money matters. In fact, it’s better to start teaching financial literacy for kids so by the time they reach adulthood, they already know how to manage their finances with ease and live smoother lives as a result. Here are ten essential ideas for money management lessons that…
Read More
Do loads of laundry without spending loads of cash

Do loads of laundry without spending loads of cash

Do loads of laundry without spending loads of cash If your anything like me, there is currently at least one pile of laundry waiting for you.  In my case, there may be like 4… Laundry is an inevitable and it isn’t cheap!  Take it from a mom of four, laundry is a cost that I am always trying to get down!  So how do you do loads of laundry without spending loads of cash? There are a ton of very creative tips out there, but I’m all about using the most effective ones only!  Check out our best tips on…
Read More
Christmas Shopping on a Tight Budget

Christmas Shopping on a Tight Budget

The best memories that children remember are not about the gifts received, but how they spent time with family.  If your child is on the Autism spectrum or has sensory difficulties, the holiday experiences may be a bit different. Loud music, bright lights, and clothing with scratchy tags are all factors that can put a damper on Christmas morning. Not to mention, the rising costs of gifts are becoming nearly impossible for families to afford. With the cost of raising a family, not budgeting for the holidays may affect household finances all year long. So, how do you manage Christmas Shopping…
Read More
Saving Money by cutting the cable with Google Chromecast

Saving Money by cutting the cable with Google Chromecast

Saving Money by cutting the cable with Google Chromecast Having a family of six, we have to do a lot when it comes to saving money.  One major thing that has helped was cutting cable.   This saves us over $100 a month, which really helps the budget.   Just because we cut cable doesn't mean we have to go without our favorite shows though!  For that, Google Chromecast has got us covered! Chromecast is designed to make the most of the apps and entertainment already on your phone. Shows, movies, live TV, YouTube, photos and more. It’s all just a tap away…
Read More
Budgeting Tips To Help Your Family Save Money

Budgeting Tips To Help Your Family Save Money

Money-management is something that everyone needs to master in order to keep their cash flow flowing at a steady pace. Having kids around the house comes with lots of financial challenges that can arise to be serious difficulties if you don’t know how to manage your wealth. Luckily enough, there are some neat tricks you can resort to in order to bolster your family budget even if you are a mom bound to stay at home in order to take care of the children. Doing your regular 9 to 5 is not the only way to provide for your family…
Read More
Expressions from Hallmark Greeting Cards at Dollar Tree!

Expressions from Hallmark Greeting Cards at Dollar Tree!

Expressions from Hallmark Greeting Cards at Dollar Tree! **I was compensated for this post. This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.** When it comes to birthdays supplies, holidays, crafts, and mores, Dollar Tree is my go to store.  So I was so ecstatic when I heard they were bringing Expression from Hallmark Greeting cards to Dollar tree for just $1 each! On August 30th, every one of Dollar Tree's over 6,500 stores nationwide will carry Expressions from Hallmark.  These are going to be in addition to…
Read More
Tips To Live A Debt-Free Life After A Debt Agreement

Tips To Live A Debt-Free Life After A Debt Agreement

Are you considering a debt agreement? If so, keep reading to find out what you need to know! Thousands of people experience debt issues at some point in their lives. How you deal with that will very much determine whether the outcome is favorable. For many people, a debt agreement is the best solution. A debt agreement is a legally binding agreement between a debtor and the creditors. It is often preferred over a bankruptcy. Tips To Live A Debt-Free Life After A Debt Agreement Do you think a debt agreement is right for you? If so, here are a few…
Read More
How to afford a Large Family on a Very Small Budget

How to afford a Large Family on a Very Small Budget

For many years, we have been a one income home.  Where I have always had some side hustles going on to make extra money, becoming a full-time blogger did not happen until well after the girls were all in school. Making such a small budget work for a family of five, then to a family of six, took some real dedication and learning to coupon. Couponing allowed our family to have a pantry and cabinet stocked full of name brand products, for a fraction of the cost of the dollar store! Using coupons to save money Learning to coupon does…
Read More
Let’s Make Your Home Smart And Save Money

Let’s Make Your Home Smart And Save Money

The trend in homes and architecture is for smart homes However, it isn’t clear what a smart home is. For many, the smart home is a home that is entirely digital and that, ultimately, works like a giant computer. Many 1960s sci-fi authors had already depicted the perfect house of the 21st Century. If you are interested in something like this, then you might want to check out something like this residential networking to give you a better idea of what you can do to your house to make it perfect. There was a combination of robotic assistants – the…
Read More
Taking Better Care Of The Family Finances | The Mom Kind

Taking Better Care Of The Family Finances | The Mom Kind

Many families struggle with their finances. Whether you earn a decent salary or not, it can be hard to keep a household running. Many families struggle with their finances. Whether you earn a decent salary or not, it can be hard to keep a household running. There are so many costs to oversee, and it can be hard to juggle everything. Still, that’s why you need a plan of action, as we’ll discuss in this article. Taking Better Care Of The Family Finances Let’s talk about some ways in which you could take better care of the family finances. Stop…
Read More
Have Gourmet Ingredients Delivered to Your Doorstep!

Have Gourmet Ingredients Delivered to Your Doorstep!

With the hustle and bustle of everyday life, dinner is something hard to come up with.  Our kids have one food style (chicken nuggets, nutella, and noodles), where as my husband and I like to have a nice meal (anything but those options!).  A nice, gourmet style meal sounds amazing, but coming up with or shopping for them can be such a pain!  So this fun list by our friend Sury will have gourmet ingredients delivered to your doorstep (plus 5 Food and Drink Coupons)! Having four children, three with autism, makes dinner crazy for us.  I am just happy…
Read More
How to Invest in Stocks for as little as $5 – Investing for Beginners

How to Invest in Stocks for as little as $5 – Investing for Beginners

I am so excited to introduce you to an awesome company called Stockpile!  Today’s post is going to be our complete, in depth review of Stockpile.  As a mom of four children, three with autism, I know just how important investing is.  I also know how scary and expensive stocks can seem to new investors.  Today’s post, is going to change that perspective for you! Why should I even consider investing? Investing is simply a way to create wealth (money).  People have different reasons, but the most common ones are college education, retirement, and home ownership. Having four children and…
Read More
The Secret to Saving Money at Target – 8 Money Saving Tips

The Secret to Saving Money at Target – 8 Money Saving Tips

    Target is honestly my favorite store to shop in.  Being a mom of four kids, two with autism, shopping can be hectic to say the least.  One goal I have to meet though, is saving money.  Paying full price just isn't an option!  Couponing can become exhausting, but Target makes it so much easier and offers even more savings!  Check out these 8 tops for saving money at Target! With a little work, you can save all the way up to 100% and even a few money maker deals!     8 Ways to Save Money at Target  …
Read More